Our 2025 Christmas message:

Dear Friends, Clients and Staff,

As we enter the heart of the Christmas season, a time often defined by twinkling lights, festive gatherings, and the exchange of gifts, I find myself reflecting on the deeper purpose of this holiday. I believe our success is not just measured by our year-end reports, but by the positive footprint we leave on the world around us.

The reality we must face is that while many of us have plenty — warm homes, full tables, and the security of a steady income—there are countless individuals just outside our doors who have nothing. For many, this season isn’t about celebration; it is about survival.

This year, I want to challenge each of you to give back to society. It is easy to get caught up in the consumerist whirlwind of buying expensive presents for people who already have everything they need. I am asking you to consider a different path this December.

Instead of purchasing that luxury item or another high-priced gadget, I encourage you to redirect those funds. Donate that money directly to the poor or to reputable charity organizations that are working on the front lines to alleviate suffering. Whether it is providing a hot meal, a warm coat, or medical supplies, your contribution can be the difference between despair and hope for someone in need.

We often hesitate to give because we feel our contribution is too small to make a difference. Please remember: a little bit is better than zero. You do not need to be a billionaire to be a philanthropist. A small sacrifice in your holiday budget can provide a monumental blessing to a family in crisis. Let us redefine what "abundance" means this Christmas. Let it not be the number of boxes under our trees, but the amount of help we extend to the helpless.

Thank you for your time reading this, and thank you for joining me in making this a season of true, ethical impact.

With gratitude and warmth,

Daniel Cheah